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HMOs
Do I Need an HMO Licence for a Property Conversion?
Find out when an HMO licence is required, what councils check for, and how Advocate Finance can help fund compliant HMO conversion projects.
8 October 2025
Find out when an HMO licence is required, what councils check for, and how Advocate Finance can help fund compliant HMO conversion projects.
Find out when planning permission is required for a HMO. Learn the rules for tenant numbers, Article 4 areas, and licensing with Advocate Finance.
Refinancing a Buy to let property within 6 months of purchase following refurb works, what evidence do lenders ask for?
Understanding when a Fire Risk Assessment is needed for your MUFB or block of flats – legal requirements, safety steps and best practices.
Learn how mortgages for Hybrid HMOs & MUFBs work – combining units & room lets, maximising yields and financing strategies tailored for this property model.
Why a good solicitor matters for MUFB property deals. Avoid delays and legal issues with expert conveyancing support for complex transactions.
Understand how commercial valuations apply to small HMOs. Learn what lenders look for and how size and layout impact mortgage decisions.
Should you get a Certificate of Lawful Use for your HMO (C4)? Learn how it affects mortgage options, planning, and long-term property strategy.
Investing in HMOs or MUFBs? Discover how to access the best mortgage rates, free valuations, and lender insights for property success.
Need a mortgage offer fast? Discover how landlords and investors can go from application to approval in 48 hours with expert guidance.
Discover why product transfers matter for Ltd company BTL mortgages. Learn benefits, cost-saving tips, and how they impact your portfolio.
Investing in multi-unit blocks? Discover lender requirements, eligibility factors, and strategies to get the best mortgage terms.