Advocate Finance Ltd are a firm of advisers specialising in property finance based in Colchester, Essex.
Advocate Finance Ltd are Authorised and Regulated by the Financial Conduct Authority.
Here at Advocate Finance Ltd we take your privacy seriously and will use your personal information in a number of ways which will help us to make lender decisions, for fraud prevention, for audit, for statistical analysis and credit reference checks.
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. Information you provided may be put onto a register and shared with other agencies to prevent fraud.
We will not disclose your information to any company outside of our panel of lenders except to help prevent fraud or if required by law to do so.
For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact Admin@advocatefinance.co.uk
Name, address, email, dependents, financial status, employment history, income and financial commitments, plus any additional information a lender will require for a loan or mortgage application.
We need to know your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need in order to provide and oversee this service to you.
All the personal data we use is controlled by Advocate Finance Ltd in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the UK. No third parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. We will not pass your data to any other organisation for marketing purposes. Your data is stored electronically on our cloud encrypted server. Our server is based in the UK.
We are required to keep your basic personal data pertaining to a mortgage or loan for the duration of the term of the mortgage or loan plus an additional six years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.
As there is still no universally adopted method for sending or receiving emails securely, we therefore encourage customers to upload personal data to our encrypted, cloud based system. When processing information and where it is provided by the lender we will upload the information using a secure network. However, some lenders do not operate these secure networks and it might be necessary for us to transmit data through standard emails which is an unsecure method.
If at any point you believe retained information is incorrect, you can request to see this information and even have it corrected and possibly deleted. Providing you this information is free of charge, but charges may apply for excessive requests.
If you wish to raise a complaint on how we have handled your personal data, you can contact us at Admin@advocatefinance.co.uk and we will investigate the matter.
If you are not satisfied with our response or believe how we are processing your personal data is not in accordance with the law, you can complain to the Information Commissioner’s Office (ICO).
Where relevant, you have the right to withdraw consent at any time and this means that we cannot process your data provided, without your consent.
Important Information
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We are a credit broker not a lender.
Advocate Finance Ltd, registered at 55 Crown Street Brentwood, Essex CM14 4BD. Company Register number is 05579380. Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 592830.
You can check via www.fca.org
We are registered with the ICO, Z1654205 and you can check via www.ico.org.uk.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source mortgages and loans from a panel of lenders.
We may receive a commission that will vary depending on the lender, product, the amount borrowed or other permissible factors.
Advocate Finance is a mortgage and finance brokerage firm that specializes in securing loans and mortgages for various types of properties, including single properties, large portfolios, commercial sites, and development projects. They assist clients regardless of credit history, circumstances, or legal ownership, aiming to provide tailored financing solutions
01206 544333