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If you’re looking for a mortgage on a property that’s both residential and commercial, like a shop with a flat above it, you’ll likely need a mixed use mortgage. But not all lenders offer them.
A mixed use mortgage lender is a specialist lender or high-street bank that provides finance for properties that combine both residential and commercial use.
These aren’t the same as standard residential lenders. They typically:
Want to understand how these mortgages work and what terms you might be offered? See our breakdown of mixed use mortgage loans.
There are two main types of lenders you might deal with:
Note: Many of these lenders don’t deal with the public directly – you’ll need a broker (like Advocate Finance) to access them.
Each lender is different, but common criteria include:
Click to see more information about the types of properties that qualify for a mixed use mortgage
We work with a wide panel of lenders and can guide you to the most suitable options – saving you time and money.
Take a look at one of our lending semi commercial case studies.
Our expert team of mortgage brokers are here to guide you through every stage of the process.
