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advocate finance

David Tonks

Director

Following 20 years in Banking, I formed Advocate Finance Ltd in 2006 in order to provide the best advice and property finance solutions to Property Investors and Businesses. 

My passion is to find solutions on complex cases and match lenders from our panel of 100+ lenders that can provide the best solution. 

This can be pricing but also finding a lender partner that understands the client and their requirements over their short and long term objectives.

My Expertise

Complex cases with a typical loan size of £500,000 to £10 million.

Although I have experience in complex buy to let, bridging and property development, my main focus is now on: Commercial mortgages & Semi-Commercial mortgages.

Contact Me Directly

david@advocatefinance.co.uk | 01206 544 333

Read What My Clients Say About Me

To read more, see our Testimonials page

I have been using the services of David and his team to secure various commercial finance deals for over 10 years now. Wouldn't hesitate to recommend them.
R Hoque Portfolio Landlord
Excellent advice from the beginning right through to the end of a long and difficult purchase. David has been an invaluable source of knowledge and his personal touch to help things progress when we were stalling was very appreciated. This is our first step into investment property and I look forward to building on this excellent relationship with the team at Advocate Finance into the future. Highly recommended! Thanks again!
P HallikeriFirst Time Landlord
I have been availing services from Advocate Finance for more than 10 years now. Initially David assisted in acquiring the best lending deals and with much dedication, progressively expanding to adding wider services by trained and professional Brokers...
A AshrafLandlord
David and his team did a great job of getting me onto an advanced fixed rate with my existing mortgage supplier, which saved me a lot of money. Thank you!
G CarterLandlord
We have used Advocate Finance on many Buy to Let mortgages and received the most professional and knowledgeable advice. David Tonks vast expanse of knowledge in all aspects of mortgages including the legal side has saved our various BTL deals and he taught many solicitors a thing or two in completing high end deals, and supporting us as his clients, in all stages of the finance process. Thank you David, you are a keeper.
Mr & Mrs WalkerExperienced Landlords
I have been working with David Tonks of Advocate Finance now since approx 2015/16 and every time I work with him and his team I receive outstanding service. They always go the extra mile and they have taken my personal circumstances into account expedited daily to achieve the outcome I needed. They are a great time and I cannot recommend highly enough
G LangleyReturning Client
Having been with RBS for over 20 years for all of our businesses, we never thought of using another provider. David, however, was able to get us a much better deal and rate. Not only this, but his advice was invaluable throughout the whole process. I cannot recommend Advocate Finance highly enough.
N BadeshaReturning client
We were very happy - it was a First Class Service. Thanks again for your support and efficiency.
C KellyCompany Director
Having recently completed on a semi-commercial mortgage, I would whole heartedly recommend David Tonks for his excellent help and advice throughout the process. David provided help on numerous matters above and beyond his role as a commercial mortgage advisor, which was a huge help during a stressful time.
P ThomasChartered Accountants

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Location
Office 5, Aster House, Lanswoodpark Business Centre, Broomfield Road, Elmstead Market, Colchester, Essex CO7 7FD
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Important Information
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We are a credit broker not a lender.

Advocate Finance Ltd, registered at 55 Crown Street Brentwood, Essex CM14 4BD. Company Register number is 05579380. Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 592830.

You can check via www.fca.org

We are registered with the ICO, Z1654205 and you can check via www.ico.org.uk.

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source mortgages and loans from a panel of lenders.

We may receive a commission that will vary depending on the lender, product, the amount borrowed or other permissible factors.

Advocate Finance is a mortgage and finance brokerage firm that specializes in securing loans and mortgages for various types of properties, including single properties, large portfolios, commercial sites, and development projects. They assist clients regardless of credit history, circumstances, or legal ownership, aiming to provide tailored financing solutions