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Property Finance Calculators

Use the calculators below to estimate monthly mortgage costs and the maximum advance supported by an income figure.

Mortgage calculator

Calculate Monthly Costs

Enter the proposed purchase details to compare repayment and interest-only costs.

Monthly costs
Interest only £ per month
Repayment £ per month
Estimated loan amount: £
Affordability calculator

Maximum Advance Calculator

Estimate the maximum advance using the lender's minimum cover ratio and stressed interest rate.

For example, enter 125 for a 125% cover ratio.
Maximum advance
Interest only £ ICR assessment
Repayment £ Capital and interest assessment
Important information

These calculations are for illustrative purposes only and do not constitute a mortgage offer or financial advice. Actual borrowing will depend on the lender's criteria, fees, property details and full assessment. Please contact Advocate Finance for an accurate illustration.