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With more landlords looking to diversify their portfolios, we have recently seen an increase in semi-commercial mortgage enquiries, which shows that this is still a strong market to invest in.
We’ve listed a few of the typical semi-commercial mortgage rates currently being offered as of August 2024
What Semi-Commercial Mortgage Rates are Available?
There are a number of lenders offering semi-commercial mortgages, however below is a snippet of some of the most competitive products as at August 2024
| Interest Rate | Max Loan to Value (LTV) | Residential / Commercial Split % | |
|
Lender 1 |
6.20% |
60% |
Residential element must not exceed 80% of the total floor space |
|
Lender 2 |
6.60% |
70% |
Residential element must be more than 50% of the capital value |
| Lender 3 | 7.24% | 75% | Residential element must be greater than 50% of the total value of the site |
*These figures were correct at the time of publication
**Subject to affordability and lender criteria
How can Advocate Finance help?
Every case is unique with it’s own funding requirements, that is why it is important to get in touch so we can discuss your semi commercial mortgage enquiry in detail, and take the time to fully understand your situation so we can help find the best solution for you. As commercial mortgage brokers, we specialise in arranging finance for these types of assets and have a vast selection of lenders who we work with.
We provide a FREE assessment on all our services.
Please contact me directly for more information, or use the Get in Touch With Us Today feature at the bottom of this page.
