Advocate Finance can provide advice on buy to let (BTL) and residential investment mortgages.
We are specialists in:
Mortgages for business properties is a complex area that requires expert advice.
We are specialists in investment mortgages for commercial properties (incl Semi/Mixed Use) and Trading Business Mortgages for a business to operate from.
Short term loans with terms from 1 to 36 months secured on any property & land. Funds can be used for any purpose, including light or heavy refurbishments. Property Development Loans fund the acquisition of land or property & the associated cost of works for either new build, heavy refurbishments or properties being converted to residential, HMO & block of flats.
Our Senior Adviser team can structure finance solutions for almost any property funding requirement.
This can be for large loans up to £50 million involving one of multiple lenders and structured finance for the purchase of shares in a property limited company.
Property Solutions Tailored for You
From a single property, a large portfolio comprising hundreds of properties, to Commercial and Development sites.
Custom Solutions for Your Financial Scenario
Whatever your credit history, circumstances, background or legal ownership of the property, we may be able to provide you with a solution.
A large number of people incur problems from lenders onerous small print and from not obtaining impartial knowledge. You can benefit from knowing we are here to manage the process and avoid any pitfalls for you.
Allow us to obtain the finance terms that meet your specific requirements. Whether this is the lowest payment or maximising the amount of finance you want to raise.
Even if you have been refused elsewhere, we are still able to help in most cases. Hundreds of customers have been assisted, despite being refused by their own bank or other lenders.
Remove the hassle of trying to arrange the finance yourself and get regular updates on progress.












Below are just a few of our happy customers, to read more see our Testimonials page
EXCELLENT 10 reviewsPosted on Mukesh Kapadia18 February 2026 I would like to thank Emily for all her skill and professionalism in finding me a suitable Lender for my Remortgage and Lease Extension. Emily always replies via email very quickly which always helps when you're in a hurry. I've last used them about 15 years, so they have been around and I've just completed last month and now I'm using them again this month. They're excellent.Posted on Brick Sixty2 February 2026 Fantastic service from David and Emily - couldn’t recommend them more. From setting out and delivering a tailor-made plan and strategy to linking us up with a very efficient solicitor. Thanks for all the help!Posted on Leeanne Parodi6 November 2025 Great service, thanks Emily for leading us through the mortgage applicationPosted on Christina Baker4 November 2025 Really happy to rate Advocate Finance as excellent. After a smooth product transfer with Keystone Finance on our block of 6 flats. Communication was clear, timely and proactive throughout. Our thanks go to Emily KerrPosted on Martin Saunders3 November 2025 Megan at Advocate Finance was brilliant to work with. She recently handled a large HMO refinance for us under very tight timeframes and was proactive from start to finish. Communication was excellent throughout, and she kept everything moving to make sure the deal completed on time. Highly recommendPosted on Julian Bessey24 October 2025 Megan was very efficient and helpful in a share purchase for me. Recommended!Posted on Adam Walker20 October 2025 David is a true expert in his field who provided solid, reliable advice throughout the entire process. Despite our complex financial circumstances, he found an excellent mortgage solution that perfectly suited our needs. His professionalism and knowledge made what could have been a stressful experience surprisingly smooth. I highly recommend working with Advocate Finance—David's expertise made all the difference.Posted on Sagheer Riaz9 October 2025 I’ve used Advocate Finance on multiple occasions and have been very happy with their services each time. David is excellent at communication and always takes control of the process, liaising with all the necessary parties to keep things moving quickly when needed. Over time, we’ve built a great understanding — David now really understands my business and can offer tailored advice whenever I need it. Highly recommended.Posted on Sara Pearson8 October 2025 Called and made a appointment with Megan who promptly provided me with detailed quotes with great comparative information. She followed up her quotes with an informative discussion. After I'd made a decision, all the paperwork was very quickly sent over. Even though Megan went on holiday, her emails were picked up and responded to exceptionally quickly. The whole remortgage process was done in about a week! Very impressed and will definitely be using them again.Posted on Zoe Byrne4 September 2025 I’ve now worked with Megan on two separate occasions once for a property purchase and another for a re-finance and I wouldn’t hesitate to return for any future mortgage needs. She is consistently efficient, professional, and incredibly responsive — always willing to go above and beyond to ensure everything runs smoothly. Megan is extremely knowledgeable and provides clear guidance throughout the entire mortgage application process. She’s quick to respond to queries and takes the stress out of what can otherwise be a complicated process. I would highly recommend Megan to anyone seeking mortgage advice or services — truly a pleasure to work with and a reliable expert in her field.Load more