Advocate Finance can provide advice on bu to let (BTL) and residential investment mortgages.
We are specialists in Houses in multiple occupation (HMO) and Multi-unit freehold blocks of flats (MUFB).
Mortgages for business properties is a complex area that requires expert advice.
We are specialists in investment mortgages for commercial properties (incl Semi/Mixed Use) and Trading Business Mortgages for a business to operate from.
Short term loans with terms from 1 to 36 months secured on any property and land. Funds can be used for any purpose, including light or heavy refurbishments projects.
Property Development loans fund the acquisition of land or property and the associated cost of works for either new build, heavy refurbishments or properties being converted to residential, HMO and block of flats.
Our Senior Adviser team can structure finance solutions for almost any property funding requirement.
This can be for large loans up to £50 million involving one of multiple lenders and structured finance for the purchase of shares in a property limited company.
Property Solutions Tailored for You
From a single property, a large portfolio comprising hundreds of properties, to Commercial and Development sites.
Custom Solutions for Your Financial Scenario
Whatever your credit history, circumstances, background or legal ownership of the property, we may be able to provide you with a solution.
A large number of people incur problems from lenders onerous small print and from not obtaining impartial knowledge. You can benefit from knowing we are here to manage the process and avoid any pitfalls for you.
Allow us to obtain the finance terms that meet your specific requirements. Whether this is the lowest payment or maximising the amount of finance you want to raise.
Even if you have been refused elsewhere, we are still able to help in most cases. Hundreds of customers have been assisted, despite being refused by their own bank or other lenders.
Remove the hassle of trying to arrange the finance yourself and get regular updates on progress.
Below are just a few of our happy customers, to read more see our Testimonials page
EXCELLENT 60 reviews![]()
Lee Gayler7 February 2025 Property Point Homes has been working with Advocate Finance for over eight years, and we wouldn’t go anywhere else. The service is truly five-star! The team is knowledgeable, proactive, and always willing to go the extra mile to secure the best financial solutions for us. Their expertise in property finance has been invaluable, making what can often be a complex process feel seamless. We highly recommend Advocate Finance to anyone looking for a trustworthy and professional finance partner. Mark Carter6 February 2025 A huge thank you to Megan @ Advocate Finance Ltd. Securing a competitive re-mortgage deal on a 9 bedroom HMO isn't the easiest of tasks, but she did a great job and we completed today. Throughout the process Megan was incredibly helpful, responded super quickly and gently reminded me whenever my admin was slowing up the process. I can recommend Megan & Advocate without reservation. Great customer service. Nkechi Ihesiene30 January 2025 Very professional service from the team. Very responsive and proactive in addressing any issues or concerns. Will definitely use again and also recommend. H Moghadam29 January 2025 David and his team as always were brilliant. Thank you very much for your help . Francois Roslee28 January 2025 Our overall experience with Advocate Finance has exceeded our expectations ten fold, Henry in particular was easy to deal with and explained the process in detail. He is always available and happy to assist. Highly recommended! Francis Russell6 November 2024 Megan Parkin provided excellent advice from the beginning right through to the end of my refinance. Megan has been fantastic throughout and found me favourable terms with a quick outcome. I look forward to completing the second project with the Advocat team. Highly recommended! Tarkan Ali20 October 2024 The service that I received was exceptional. The staff were friendly and knowledgeable. Explained all my options and what documents were required, then clearly explained what the next steps were. David’s service was exceptional along with all his team and worked hard to get the deal completed Nicole was extremely helpful throughout the whole process updating me every step of the way. I will definitely be using them in the future moving forwards from now on. Thank you again 10 star service Astor Limited16 September 2024 Henry was amazing, from start to finish, got me the best deal appropriate for my business needs, kept me updated, addressed my concerns and took control of the difficult converstaions on my behalf. Good to have someone like this on your side. Highy recommended. Jay Munoz16 August 2024 I have been a client of Advocate fiance for over a decade. I have been extremely happy with their service from all members of staff. Great work keep it up team. Jay Munoz Prith Hallikeri12 July 2024 Excellent advice from the beginning right through to the end of a long and difficult purchase. David has been an invaluable source of knowledge and his personal touch to help things progress when we were stalling was very appreciated. This is our first step into investment property and I look forward to building on this excellent relationship with the team at Advocate Finance into the future. Highly recommended!Load more
Important Information
ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
We are a credit broker not a lender.
Advocate Finance Ltd, registered at 55 Crown Street Brentwood, Essex CM14 4BD. Company Register number is 05579380. Authorised and Regulated by the Financial Conduct Authority. Our FCA registration number is 592830.
You can check via www.fca.org
We are registered with the ICO, Z1654205 and you can check via www.ico.org.uk.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We source mortgages and loans from a panel of lenders.
We may receive a commission that will vary depending on the lender, product, the amount borrowed or other permissible factors.
Advocate Finance is a mortgage and finance brokerage firm that specializes in securing loans and mortgages for various types of properties, including single properties, large portfolios, commercial sites, and development projects. They assist clients regardless of credit history, circumstances, or legal ownership, aiming to provide tailored financing solutions