Key Features

  • First time landlords are applicants we own their own home (usually for the last 6 months) and have not owned and let a rental property in the past 6 months
  • There is a large availability of lenders for first time landlords that can even consider HMO, Multi-Unit and Ltd Company applications
  • Low and no proof of income mortgages can also be arranged
  • If you are a first time landlord looking to modernise a property before renting it out then one of our lenders refurbishments loans could be the solution
  • We have helped numerous landlord move from being first time landlord to becoming professional landlord with large portfolios
  • First time buyers who want to acquire a rental property with a buy to let mortgage as their first mortgage are more difficult to arrange, however it but can be done if the applicants personal income is sufficient to meet the criteria of the few lenders that will consider these cases.

Key Information and Benefits

  • Speak to a consultant today for a free personal consultation and they will handle your case from enquiry to completion
  • Flexible and creative financing solutions to meet your needs from our panel of 100+ lenders
  • Loans/mortgages from £100,000 to £20 million (smaller loans only considered in exceptional circumstances)
  • Market leading interest rates. The actual interest rate will depend on the risk, quality of the credit profile and the purpose of the loan/mortgage
  • Lowest overall cost of financing will be considered for your individual case
  • All incomes levels, evidence of income, credit histories and funding requirements will be considered
  • High loan to values available 100%+ funding can be achieved with additional security or by introducing more than one lender to a case
  • Financing terms can be short term (a few months) or long term (many years) to suit your needs.