Key Features

  • The separation between landlords with 3 or less mortgages and portfolio landlords with more than 4 mortgages is due to regulation introduced in October 2017 by the Prudential Regulation Authority (PRA) who are the main regulatory for Banks and Insurance companies in the UK
  • The PRA insisted on additional lending criteria for portfolio landlords and this meant some lenders won’t lend to these landlords and are focusing on landlord with 3 or less mortgages
  • This can have benefits for first time landlords and landlords with 3 or less mortgages because it means these investors have access to a bigger market.
  • If you are such a landlord then you can be assured that we understand this new regulations in depth and can find the best solution for you.

Key Information and Benefits

  • Speak to a consultant today for a free personal consultation and they will handle your case from enquiry to completion
  • Flexible and creative financing solutions to meet your needs from our panel of 100+ lenders
  • Loans/mortgages from £100,000 to £20 million (smaller loans only considered in exceptional circumstances)
  • Market leading interest rates. The actual interest rate will depend on the risk, quality of the credit profile and the purpose of the loan/mortgage
  • Lowest overall cost of financing will be considered for your individual case
  • All incomes levels, evidence of income, credit histories and funding requirements will be considered
  • High loan to values available 100%+ funding can be achieved with additional security or by introducing more than one lender to a case
  • Financing terms can be short term (a few months) or long term (many years) to suit your needs.