Key Features

  • If your portfolio of buy to let properties has four or more mortgages then you are classed by lenders as a portfolio landlord and as such lenders are required by the Prudential Regulation Authority (PRA) to apply a more in depth lending assessment to new purchase applications.
  • If you are remortgaging then a more flexible lending assessment can be considered
  • Due to the additional and specialist skills needed for this applications some lenders have decided to withdraw from this sector and instead focus on landlords with 3 mortgages or less
  • From our perspective as advisers that specialise in this sector we still have access to a very wide range of buy to let and commercial lenders that can provide funding solutions even if you have 4 to over 100 mortgages.
  • One of the areas we have a lot of experience in is helping clients from their portfolios from their sole names or partnerships into special purposes limited companies.

Key Information and Benefits

  • Speak to a consultant today for a free personal consultation and they will handle your case from enquiry to completion
  • Flexible and creative financing solutions to meet your needs from our panel of 100+ lenders
  • Loans/mortgages from £100,000 to £20 million (smaller loans only considered in exceptional circumstances)
  • Market leading interest rates. The actual interest rate will depend on the risk, quality of the credit profile and the purpose of the loan/mortgage
  • Lowest overall cost of financing will be considered for your individual case
  • All incomes levels, evidence of income, credit histories and funding requirements will be considered
  • High loan to values available 100%+ funding can be achieved with additional security or by introducing more than one lender to a case
  • Financing terms can be short term (a few months) or long term (many years) to suit your needs.