Key Features

Whether it is properties with 3 students or 9+ students, we have access to a financing solution. We have a lot of experience in this sector and the types of properties have varied from a standard residential house, unlicensed HMO property to fully licenced HMO property with 9 or more students in the property. We can provide mortgages for student let properties.

Student let properties represent excellent opportunities for investors as the yields are typically around 8% and with the student paying the utility bills. In addition the costs for running these properties compared to typical HMO’s are low which makes them even more attractive. But before you decide if renting to students is for you, here are some tips to consider:

  • Do your research – Student letting is about providing a decent property in the right location for the right rent. The day-to-day management of the property also needs considering as well as keeping on top of the ever-changing letting laws.
  • Pick the right property – Students like to share in groups of three or more. The ideal student let sleeps at least three people which means a standard three bedroom house is ideal.
  • Keep the tenants happy – With an effective tenant management system in place, maintaining the property and dealing with complaints will be far easier. Meaning rent sliding into arrears will be less likely to happen. Renting to students can be a profitable venture, but it pays to be prepared.
  • Gain access to our expert knowledge of the student let sector.
  • Mortgages for buying student let property.
  • Solutions for remortaging student let property.

Key Features and Benefits

  • Speak to a consultant today for a free personal consultation and they will handle your case from enquiry to completion
  • Flexible and creative financing solutions to meet your needs from our panel of 100+ lenders
  • Loans/mortgages from £100,000 to £20 million (smaller loans only considered in exceptional circumstances)
  • Market leading interest rates. The actual interest rate will depend on the risk, quality of the credit profile and the purpose of the loan/mortgage
  • Lowest overall cost of financing will be considered for your individual case
  • All incomes levels, evidence of income, credit histories and funding requirements will be considered
  • High loan to values available 100%+ funding can be achieved with additional security or by introducing more than one lender to a case
  • Financing terms can be short term (a few months) or long term (many years) to suit your needs.