Would you like to increase the value of your multi Unit block of flats for borrowing purposes? This MUBF type of asset class is proving to be extremely popular for many landlords . The attraction being that, compared to owning multiple single flats and houses, there is less management time involved. It is often possible…
DetailsWith the increased costs involved to refinance within a Ltd Company, we are seeing more and more lenders introducing retention products, such as product transfers.We explain why product transfers are becoming important. What is a product transfer? A product transfer is transferring your current mortgage deal (when you do not need to increase the loan…
DetailsHave you ever wondered why your residential investment property has received a commercial valuation? We have reached out to Appraisers UK Ltd, a leading panel manager that manages valuations panels for a number of lenders, to find out the answers for you. What are commercial valuations and why are they used for residential properties? Firstly, the reference to “Commercial Valuation” is historic, due to the free-script valuation report template, mainly being used for…
DetailsSemi-Commercial / Mixed Use Investment Properties have proved to be a high yielding investment for many landlords over the Years. Following COVID -19 and the effect it has had on thousands of businesses, is it still good to invest in these assets and what finance is available for them? The answer is yes, there are…
DetailsAre you finding it difficult to get the finance in place on a Multi-Unit Block of Flats containing individual units smaller than 30 sqm? This could be for a potential purchase or even on a remortgage of a block that you already own! For many lenders in the market there is not much of an appetite to lend on these types of assets. The level of expertise required to be able to find a solution is far greater than the knowledge needed to place…
DetailsIs speed the main motivator in one of your deals? If so, Shawbrook Bank may be the answer. This bank has recently provided a mortgage offer for another firm of advisers within 48 hours, so we put them to the test. Application to Mortgage Offer within 48 Hours – Is this Possible? We put them to the test…
DetailsHave you found a property in need of a light refurbishment but haven’t been able to find a lender due to the loan size being too small? We can help you find a competitive residential bridging loan under £50,000. We have access to a lender who will lend on properties which are valued under £75,000…
DetailsOn the back of Shawbrook Bank re-launching their 85% loan to value (LTV) light refurbishment mortgage. Castle Trust Bank have launched a 80% loan to value refurbishment finance product. Both products are excellent news for property investors aiming to take run down or derelict properties that need to be modernised and post works are either…
DetailsAfter 11 long months of battling a global pandemic, we finally have some excellent news in the property finance sector for investors and developers – the return of the 85% Loan to value (LTV) bridging product with Shawbrook Bank. You may borrow 100% of the refurbishment costs if the total LTV does not exceed 85% of the current valuation or 75% of…
DetailsWhy you need an adviser that understands multi-unit blocks of flats, broken up blocks of flats and unusual circumstances! Are you losing out by not having multi-unit blocks of flats as part of your investment property portfolio strategy? Why not let us assist you with the financing of Multi-Unit blocks of flats. Often abbreviated as MUBFs, this type…
DetailsI dealt with Ben and I am very satisfied with his knowledge and level of service. He seemed to know what I would want to know before I knew myself! 5* rated.
I never had to chase Ben to see what was happening with my application . He would follow up when required or try to assist through his side whenever possible. Ben sees the application right through to the end. As a customer, I never felt as though i was just left alone.
Mr S Flynn Experienced Landlord Hampshire 18th February 2020