What is multi-Unit block of flats (abbreviated to MUBF) A MUBF is 2 or more flats on 1 freehold title. We have arranged mortgages for MUBFs from 2 to 20 units all on 1 freehold title and in theory then is no maximum as to how many units you can have on the freehold title…
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Are you looking to refurbish a property and want a loan that covers 100% of the works costs? Continue reading to see how we could help you. Market leading bridging lenders now offer competitively low rates whilst also funding 100% of the works, allowing you to maximise the value of your property. These loans tend…
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HMOs remain an ever-popular investment for our professional landlords. In many cases we see investors purchase a residential property with the intention of converting that property into a HMO. Once converted, investors look to refinance at the higher investment value of the HMO (as opposed to the bricks and mortar value) with the objective to…
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Bridging loans have long been part of the property investors tool box. Their benefits are numerous and include Lending on property that is not yet in a lettable condition, derelict, or not even in a habitable condition in order to carry out improvement works Fast completions when funding is required to meet auction deadlines. Also,…
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Is your property investment strategy to purchase run down and outdated properties in need of refurbishment, then re-mortgage at the higher value and Loan to Value to pull the money out of the property for your next project? If so, we have access to the perfect loan product for you. A leading specialist lender in…
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Buying a property at auction is a popular alternative for many property investors. It can be very exciting and potentially very profitable. It’s important to forward plan if you’re considering an auction purchase. The following 4 tips will help you stay ahead of the game and ensure you have the financing in place on auction…
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David Tonks won the Finance Broker of the Year award at the Annual Property Investors awards, which celebrates excellence in property investing, Advocate Finance are based in Colchester, Essex and provide a dedicated service to property landlords and investors in arranging mortgages and loans. Dealing 100% in the landlord and investor market our advisers understand…
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For many property investors, refurbishment projects are a great way of generating income either through selling the property post works or by maximising the potential rental income and keeping as a Buy to Let investment. For many of these projects, a standard mortgage is often not available therefore many lenders have released specially designed products…
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A new change to the BTL market is due to take place on 1st October 2018, this change will affect all HMOs and it is very important that all landlords are aware. What are the current regulations regarding a HMO license? Not all HMOs are automatically required to be licensed but the Housing Act stipulates…
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Using a limited company to invest in property has many advantages. For this reason, accountants often recommend buy to let mortgages for limited companies.This legal structure can maximise tax benefits. Finding Buy to let mortgages for limited companies can be difficult. We can provide expert solutions to this problem. Limited company buy to let mortgages…
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