Looking for a mortgage for a Semi Commercial Property?

A semi commercial property is typically a property that consists of a commercial element which is usually a retail shop on the ground floor and a residential element which is typically a flat above the shop.

Where the commercial element and the residential element are part of one freehold property then the building is referred to as a semi-commercial property. Mortgages for Semi-Commercial properties are treated as pure commercial mortgages despite the residential element. Commercial mortgage providers are the lenders that will provide these semi-commercial mortgages.

If the residential element of the property has a separate entrance to it (as opposed to needing to gain access via the commercial shop) then sometimes the residential element has been separated onto its own legal title by way of a creating a long leasehold title. If this is the case then it is possible to gain a commercial mortgage for the commercial element and a residential mortgage for the residential element of the property.

Get the solution you require for a Semi Commercial Mortgage

• Mortgages for all types of semi commercial properties
• Investment and owner occupier mortgages available
• Interest rates from 2.50% above base rate
• Capital and Interest and Interest only options
• Terms from 3 to 30 years
• 100% semi commercial mortgages with additional security
• 100% semi commercial mortgages for existing tenants looking to buy from their landlords
• 90% mortgages without additional security
• Amounts from £30,000 t0 £10 million per property
• Fixed interest rates
• Exclusive semi commercial mortgages only available through selected professional advisors