Mortgage solutions for Freehold Flats

The vast majority of flats are leaseholds with the freehold held by a management company, who in turn receives a service charge and looks after the maintenance of the freehold.

Freehold flats typically exist when an freehold house has been converted into individual self contained flats. Rather than create leaseholds flats which can costs thousands of pounds in legal bills and also a stamp duty tax charge, the landlord will keep the property as a freehold property and this is when freehold flats are usually created.

The mainstream buy to let lenders won’t provide a mortgage to freehold flats but fortunately a small number of specialist lenders will. We have arranged solutions for a large number of landlords for buy to let mortgages for freehold flats and have expertise in this field.

Buy to let mortgages for freehold flats

Having access to the whole market allows you to obtain a buy to let mortgage for a freehold flat that meets your specific requirements and at the best terms available. Just some of the options include:

• Mortgages tailored for Freehold flats
• Access to multiple solutions and products
• Interest only and capital and interest payments
• 100% mortgages with additional security
• 75% mortgages without additiosnsl security
• Terms from 5 to 25 years

We provide a FREE assessment on all our services. Contact us for further information.