Buy to let – Leading mortgage products
Current Best Buy BTL Mortgages
The buy to let mortgages shown below are for standard residential properties let to a family or single tenant. For mortgages for other property types (HMO’s, Multi-let etc), student lets or limited companies please contact us.
|
Maximum loan to value |
Initial Rate | lenders arrangement fee | Interest rate reverts after initial rate to |
Additional Information |
| 85% |
5.99% fixed for 2 years |
1% |
SVR 6.58% |
Only lender in the market lending at 85% |
| 80% |
4.99% discounted for 2 years |
£2,995 | SVR 5.39% | Best rate at 80% LTV |
| 80% |
5.49% Fixed for 2 years |
2.50% | SVR 5.39% | Best 2 year fixed rate at 80% LTV |
| 75% | 3.49% Fixed for 1 year | 3.50% | SVR 4.99% | No income requirements and low initial rate at 75% LTV |
| 75% | 3.89% discounted for 2 years | £800 | SVR 5.99% | Lowest overall costs for 2 years (interest and fees) but reversion rate above market average |
| 70% | 3.39% discounted for 2 years | 3.50% | SVR 4.79% | Best rate at 70% LTV |
| 70% | 3.79% discounted for 2 years | £800 | SVR 5.99% | Lowest overall costs for 2 years at 70% LTV (Interest and fees) but reversion rate above market average |
| 65% | 2.94% discounted for 1 year | 3.50% | SVR 4.99% | Lowest rate at 65% LTV |
| 65% | 3.39% discounted for 2 years | £999 | SVR 4.74% | Lowest overall costs for 2 years at 65% LTV (Interest and fees) |
| 60% | 2.84% discounted for 2 years | 2.50% | SVR 4.99% | Lowest rate of all products |