For the best finance terms for Commercial and Business mortgages

Call us for a free consultation or Quote on 01206 544333

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Advocate Finance arranges the best terms for Business and Commercial mortgages from access to over 60 lenders in the UK

Finance can be arranged for any property related transaction

Just some of the reasons clients has used Advocate Finance to:

Purchase property or to buy an existing business
Refinance an existing loan or mortgage
Expand/renovate property
Consolidate debt
Release capital/equity and reduce monthly repayments

Fast Flexible Financing Solutions

Marketing leading rates through access to over 200 lenders
Long and short financing terms available to match your budget
Capital repayment holidays
100% financing, low deposits and extended term financing
Fixed rates and tracker rates
Limited company, New start ups, sole traders, partnerships
No matter what your financial situation we will try and help

We have access to the whole of the UK market and specialise in arranging both Prime/full status and non conforming/self certification mortgages/Non status loans. A brief description of each is shown below:

Prime/Full status

These mortgages are offered by Building Societies and the High Street Banks. For credit worthly customers loans up to 90% of the valuation or purcahse price can be arranged without any additional security and interest rates can be at low at 0.75% above Base rates.

They will require at least 1 years trading accounts and preferrable 3 years trading accounts are needed for the best rates. Terms of up to 30 years are also now available and interest only periods for the full term of the loan

Non conforming/

Self Cert/

Non status

If you are a new start business, have no accounts, don't have a large deposit or have CCJ's and arrears and therefore need a period to rapair your credit profile, then we have access to a panel of specialist lenders than can provide these mortgages. However the terms on offer from each lender can be complicated and you need to deal with an experienced broker who can advise on the best lender to go with. For further information click here

Types of Commercial and Business property. Click on the category for further information relating to the finacing of property in this sector

Catering	Cafes, Fast Food outlets, Restuarants
Commercial Investment	Commercial Property leased to a tenant and held by the landlord as an investment
Education	Day care Nurseries
Farms	Agricultural and Rural Property
Garages/Showrooms	Motor related businesses/property
General Commercial	Industrial property, factories, warehouses, commercial offices
Healthcare	Nursing and residential homes, clinics, hospitals
Hotels	Guest houses (B&B's), Hotels
Leisure	Caravan parks, Golf clubs, Health clubs
Licenced trade premises	Pubs, Night clubs, Social Clubs
Professionals	Vetinary practice, Dentral practice, Doctors surgery, Accountancy practice, Solicitors practice, Surveyors practice
Retail	General store, Post office, laundrette, News Agents, off licence, petrol filling station

For a free no obligation discussion about your business and your finance requirements, please call us on 01206 544333 or contact us. We work with businesses both established and new, including businesses with no formalised accounts (through self certification systems)

"We pride ourselves of being totally independent from any lender in the market and work on behalf of our clients to source them the finance they require and at the best terms in the market"

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